RE: [DML] Insurance mis-statement?

["Kermit Poling" <KPoling@xxxxxxxxxxxxx>]

Whether you disagree or not, as I said:  "I specifically discussed this
issue with their agent, making clear that from time to time I just
wanted to 
be able to drive the car and not be limited as to the destination."
This is exactly what the agent from Hagerty told me, as confirmed by at
least one other person on this list who called them.  Also, Hagerty's
website clearly states that you can use the car for leisure drives and
not just to parades or car events. I have another vehicle for work, as
they require, and I do not drive over 7,000 miles annually, but if I
want to take a nice drive into the Ozarks next week I am indeed covered.
It may not be my daily driver, but at least I can use it as a car and
not a museum piece.

My point was that they do not limit you to car shows only, as some other
collector insurance does.  There also is no deductible, an agreed upon
value, and they accept drivers as young as 18 (nowhere near a problem
for me.)  Anyone considering purchasing insurance ought to certainly ask
all questions before buying a policy. My comment was primarily a
statement of information should others find themselves in a similar
situation where their conventional insurer will no longer accept our
supposedly troublesome cars.  My conventional insurer (State Farm) would
only offer liability (despite a 20 year exemplary history with them),
Allstate wanted $2,400 a year (no joke!), and the other collector
policies I found were far too restrictive.

KP
#4547


-----Original Message-----
From: dmcnews@xxxxxxxxxxxxxxx [mailto:dmcnews@xxxxxxxxxxxxxxx] On Behalf
Of Cecil Longwisch
Sent: Thursday, June 02, 2005 11:00 AM
To: dmcnews@xxxxxxxxxxxxxxx
Subject: [DML] Insurance mis-statement?

I must firmly disagree with the statement that Hagerty will let you
drive 
your car anyewhere you want.
I am positive this is NOT  a true statement! please check with your
agent 
before you have an accident  




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