RE: [DML] Insurance mis-statement?

["Cecil Longwisch" <dmc1982@xxxxxxx>]

We actually agree. You are limited to diving your car for pleasure drives 
and can NEVER drive it to work , school, or for errands; you must have 
another car for those purposes. No matter how you choose to couch the words.
It is great insurance and better coverage than you can get from almost any 
"regular" insurance company at much more reasonable rates. But everyone 
should know that the reason for the lower rates is that there are 
limitations. They are great supposters of the collector car marketplace, but 
they are also a buisness and we must all realize and support the reason that 
they offer these lower rates is because they are reducing the risk they 
take.

I want to make sure that my car and any liability I may have in an accident 
is covered and I do not get caught in a grey area and potentially no 
coverage. It is not worth it to me!

Cecil Longwisch
#10663




>From: "Kermit Poling" <KPoling@xxxxxxxxxxxxx>
>Reply-To: dmcnews@xxxxxxxxxxxxxxx
>To: <dmcnews@xxxxxxxxxxxxxxx>
>Subject: RE: [DML] Insurance mis-statement?
>Date: Fri, 3 Jun 2005 01:58:01 -0500
>
>Whether you disagree or not, as I said:  "I specifically discussed this
>issue with their agent, making clear that from time to time I just
>wanted to
>be able to drive the car and not be limited as to the destination."
>This is exactly what the agent from Hagerty told me, as confirmed by at
>least one other person on this list who called them.  Also, Hagerty's
>website clearly states that you can use the car for leisure drives and
>not just to parades or car events. I have another vehicle for work, as
>they require, and I do not drive over 7,000 miles annually, but if I
>want to take a nice drive into the Ozarks next week I am indeed covered.
>It may not be my daily driver, but at least I can use it as a car and
>not a museum piece.
>
>My point was that they do not limit you to car shows only, as some other
>collector insurance does.  





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