[DML] Re: accident

["David Teitelbaum" <jtrealty@xxxxxxxxxxx>]

The "Magic Words" you will hear is "Read Your Policy". It alone
governs ALL of the responsablities that your insurance company will
have in dealing with you. You are probably better off in going after
the insurance company of the car that hit you. Under that liabilty
coverage there are no limits or deductables or other terms that could
be detramental to you. It may be possable to take the car to a local
shop and have the damaged panel removed and sent out for repair. This
way you do not have to ship the whole car. It is not always the best
thing to repair it yourself. You may not get reembursed for all your
labor. A shop can bill time where you would have a hard time
estamating and getting the insurace company to agree. You could also
send pictures to the venders and get estamates for the cost of repair
to use in settling with the insurance company. Before you go to
Allstate for their estamate you should have done all your homework so
you KNOW what it WILL cost to repair because they won't have a clue
but will lo-ball you anyway. It sounds like the car is still driveable
so don't rush to get it settled or repaired until you get what you
want. If they don't negotiate just threaten to send the whole car to
one of the venders, get it repaired whatever the cost, and then sue
the owner of the mini-van for all the damage, loss of use, and use the
"Magic" word "Neglegence". The owner of the vehicle neglegently
allowed the mini-van to strike your car and could have killed
someone!!!!! Then you will see how fast they will try to settle this
amicably. Allstate is one of the harder to deal with companies. You
MUST report this accident to your insurance company but when you do
say that you are only telling them for the record, you are going to go
after the other owner's insurance. Get a copy of the police report for
all the information you will need.
David Teitelbaum
vin 10757


--- In dmcnews@xxxxxxxxxxxxxxx, "brucedduncan" <bduncan@xxxx> wrote:
> 1265 was hit as she sat in front of my house.  the lady accorss the
> street's minivan rolled down her driveway and right into the d's
> driver's rear quarter panel.  The damage appears to be confined to
> below the marker light...but who knows if the fiberglass is damaged. 
> She has allstate insurance and I go for the estimate tommorrow.  Could
> people share their stories regarding getting your D repaired via an
> insurance company?  I would like Rob or Houston to do the work.  Has
> anyone had experience in getting the insurance company to do that? 
> Will they ship it there?  What "magic words" do i need to say in order
> for that to happen?
> 
> I appreciate any and all stories.
> 
> Bruce




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