[DML] Daily Driver Insurance

["usndmc" <usndmc@xxxxxxxxx>]

Hey all,

I have been catching up on old posts and come across the recent talk 
of insuring a DeLorean. I don't mean to reopen the thread, I just 
have a question about the agreed values. 

My DeLorean is my daily driver (like Robert I refuse to let some 
suit dictate how, when, and where I am allowed to drive my own car) 
and I am insured through Allstate. I don't have an agreed value, but 
when I went to them for the policy I had to show them the Napa blue 
book thing where it lists DeLorean book value as like Poor condition 
$9k, Fair to Good condition $17k, and Excellent condition $27k, so I 
wasn't too worried about being had by them trying to total the car 
to avoid $5k in repair costs.

For those of you that have your D's insured as daily drivers and 
have agreed upon values for them (VB was one, and I believe there 
were a few more?), what did you have to do to arrive at the agreed 
value? Did the insurance company send their own appraiser out to see 
the car or what? Please let me know, I think if I could get an 
agreed value it would be better peace of mind than gambling in the 
$9k to $27k range. Thanks all!

Dave
#5968








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