Insuring a Delorean - $182/year (MA)

["Hank Eskin" <heskin@xxxx>]

Hello All,

In today's Boston Globe (Automotive section) is an article about Hagerty
Insurance (http://www.hagerty.com) that only insures classic, exotic, and
collector cars. They understand that drivers like us are much better risks
that "normal" drivers, and take better care of our prize possessions.
Therefore, they offer VERY LOW rates. I tried the on-line quote for
insuring a Delorean in MA (with an agreed value of $25K), and the annual
premium was $182 with a $300 deductible. (I just checked NJ, it's $375,
NY-$400) Now realize that they have some pretty high standards for insuring
YOU - like no major violations, at least 25 years old, you and every member
of your household must have another "daily driver" other than the car being
insured, and it must be stored in a locked garage. (there are other
requirements, see web site) Unfortunately, I don't qualify (no garage, the
D is stored covered outside), but other people might qualify for this
coverage.

I am not in any way affiliated with this outfit - just reporting useful
information.

-Hank #1619