Re: [DML] Drivers Education

["Lynn Metz" <metzlynn@xxxx>]

This sounds good in theory, but don't expect an insurance company to pony up 
50k quite so easily. I deal insurance cos. every day and believe me they 
won't turn over one cent more that you force them to. If it is 
non-replaceable, then they will not total your car and give you the value of 
a replacement. However, don't assume that they won't fix it. If they can 
order you a brand new fender (NOS from Huston) and make your car as good as 
it was, they will. They have not attempted to "replace" your car, but have 
only put it back as good as it was.



> I'm 27, perfect driving record, and I am paying
> approx. 300/mo through Progressive, however, the car
> is insured for 50K... and its listed as a
> "non-replacable car", basically meaning if someone
> hits my fender, they total it immediately, with no
> repairs...

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