[DMCForum] Re: Article on Hagerty Insurance's website

["dmcorlando2003" <SundeQuick@xxxxxxx>]

I have State Farm as well and have been with them for 20 years and am 
what they cal a Guarantee Renew which I was told they don't offer 
anymore and I carry $0.00 deductables.   and believe me, they care 
who I am when I am on the other end of the phone.  In my recent 
vandalism disaster, they initial sai many tings were maintainence 
issues, but after talking with me and my regular mechanic and a 
Delorean Vendor, they have , and are reparing everything on the car.  
NEarly $12K with zero from me...

Best part is its under comprehensive so rates can't go up and I can't 
be dropped.....SWEEEET


Michael Q

> 
> --- In DMCForum@xxxxxxxxxxxxxxx, Ryan Wright <ryanpwright@xxxx> 
> wrote:
> Derek, they screwed me on my Fiero. Offered me 1/4 of the car's   
> value by showing me ads for beat up 4 cylinder cars (mine was a GT 
> with a new 3.1l engine transplant, in near perfect condition). So I 
> found dozens and dozens of custom Fieros, like mine, for sale on the
> Internet. Brought in a huge stack of paper to prove "This is what it
> will cost me to replace my car; therefore, this is what my car is
> worth."
> The response was: None of my work counts. They are all "asking 
> prices" and therefore invalid. I'd have to get "certified bills of 
> sale" for the cars in question. Well, just how the hell do you get 
> something like that for private party sales? You don't, and they 
> know it.  Further, I was basically of the understanding that even 
if 
> I could get the info, it too would be deemed "invalid" based on 
some 
> technicality.
> I only wanted high book value for a high book car. They insisted on
> paying low book. I fought and fought and fought and got a little 
more
> than half the car's value when all was said and done.
> I'd been a customer of the same agent for over 8 years with no 
claims
> (other than a couple of towing incidents) at the time this happened.
> My parents had been customers (of the same agent) for over 20 
years. 
> I like our agent, they are great people, but when it comes to claims
> your State Farm insurance agent can't do a damn thing to help you. I
> tried, they said they had zero power to do anything for me, and I 
had
> to deal with the claims office who didn't give a crap who I was, how
> long I'd been with them, etc. I was just another Joe off the street 
> to them and their job was to screw me as long and as hard as 
> possible.
> > 
> > -Ryan
> 
> 
> > 
> > On 6/1/05, lakelanier20 <derek4567@xxxx> wrote:
> >With the insurance thread going on right now on the DML, I've read
> >good and bad things about State Farm.  One person says State Farm 
is
> >good to them, another says they do absolutely anything to get out 
of
> >paying claims or totally rip you off by paying you far less than a
> >car is worth in the event of a total, despite best efforts.
> >(I can't seem to find that post right now...)
> > 
> > -Derek

---

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