[doc] Re: Agreed Value on delorean cars.

["blknight05" <blknight05@xxxxxxxxxxx>]

--yes most insurance companys try to pay you bottom book,if your car 
is a total loss,i spoke to my insurance company and asked what 
payout id expect to get, my car is mint 13 k from new all 
original,interia as new chassie has no rot etc etc,they said without 
an agreed valuation id get 3500 pounds for it,i couldnt under stand 
that as thats unheard of a delorean selling for that,apparently all 
they did was look in the back of pratical classics magazeen and yes 
there you have it bottom book was 3500 then good condition was 8500 
and top wak i think was 10 or 12 k,this was 18 months ago,iv checked 
that magazeen recently and the prices havnt changed,so please anyone 
who sees a below average condition d and are asking book price let 
me know il give you 1000 pound extra for it,
           they told me that an agreed valuation involves 15 pounds 
plus lots of photos and the delorean club saying yes the cars worth 
x amount and hey presto in the event of the car being a total loss 
your covered,so well worth doing,the agreed valuation stands for 12 
months,
       just some advice if you tell them you think its worth say 12 
they will come back and say 11 so add 1000 pounds to your value,i 
garantee they will come back with less


- In doc-uk@xxxxxxxxxxxxxxx, "essexdick" <tny1964@...> wrote:
>
>     Hi all, i spoke to my insurance company today,to change my 
address 
> and i queeried agreed value. From what they said the 15k it is 
insured 
> for is not neccesarilly the amount i will get if it is stolen or 
> damaged or burnt.
> They told me i will only get the market value of the car in these 
> curcumstancies, which could be way below that ammount.
>   So the long and the short of it is , they may need to be valued 
by a 
> club member who has a good idea of what they are worth. 
>   I hope you dont mind me metioning this but i recently got payed 
out 
> on a total loss which sell for around £1400, and only recieved 
£950 
> which was the book value.and would hate for anyone being caught 
out and 
> not getting a decent payout.
>   Im not saying this is true of all insurance companies but my one 
AON
> does as far as i understand have this policy.
> 
>                Thanks Tony Vin 3484 doc 398
>







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