[DML] Re: Failed CA Emissions UPDATE (still bad)
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[DML] Re: Failed CA Emissions UPDATE (still bad)



--- In dmcnews@xxxxxxxxxxxxxxx, "mingovw" <mingovw@xxxx> wrote:
>
> Generally historical vehicles are classified as driven less than 
> 6,000 miles a year. If you can live with that, then go for the 
> historical plates. In Ohio, Michigan, WVa, and PA historical plates 
> make you exempt from smog checks, yearly liscense renewals, and you 
> qualify for a steep discount with insurance.
> 
> I did say about checking with your area for any law changes, but 
> when most cars reach 25 years old, most people don't drive them 
> everyday. But there are some that do, and if it bothers you, then 
> keep up the standard as you were. Even here in Ohio, the police have 
> far better things than to concern themselves with logging miles of 
> vehicles with historical plates on them. I'm sure they have even 
> less time in California compared to Ohio.
<SNIP>

While the police and the DMV/PS may not actively enforce the milage
limitations, your insurance company will certainly care. If you are
involved in an accident, the car is stolen, or you have to file any
sort of claim on the car, the insurance company is going to check the
milage. And if you've exceeded it, then they don't have to pay on the
claim. And in some states, the limit for said vehicles (like Nevada)
is only 2,500 miles a year.

Collector/limited use insurance also has other limitations too.
According to Hagarty, the vehicle must be stored in a locked garage,
you cannot use the vehicle to commute it, the vechicle cannot be
parked out in the open, and no one under 25 may have access to the
car. So be aware that while collector car insurance may certainly fit
your budget, there are other aspects of it that may clash with your
driving routines.

-Robert
vin 6585 "X"








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