[DML] Re: Insurance, stated value, daily drivers
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[DML] Re: Insurance, stated value, daily drivers

How did you obtain an appraisal? In my case, State Farm just asked me 
the value of the vehicle, took some pictures, then sent my 
application to underwriting. It took a few days, but I got coverage 
for the value I requested.


--- In dmcnews@xxxxxxxxxxxxxxx, "Marv Hein" <marvhein@xxxx> wrote:
> I have stated value coverage through Allstate.  I had to provide an 
> appraisal in support of the statement.  
> It's in my best interest to keep the appraisal and the stated value 
> up-to-date so I can replace my car if it is totaled in some way. I 
> plan to do this about once a year.
> Marv
> #10820
> --- In dmcnews@xxxxxxxxxxxxxxx, Ryan Wright <ryanpwright@xxxx> 
> >
> > With the recent discussions on insurance, I thought I'd ask:
> > 
> > Does anyone offer stated value coverage on DeLoreans that are 
> as
> > daily drivers?
> > 
> > Thus far, I have had no luck finding such coverage. I called 
> virtually
> > every insurance company in my yellow pages, including several
> > "brokers" that deal with dozens of companies. None would insure a
> > DeLorean at stated value. The collector car companies won't touch
> > daily drivers.
> > 
> > So far I've been "risking it" with State Farm - they don't offer
> > stated value coverage. It's funny how you can pay top dollar for
> > insurance and still have no guarantees of being able to replace 
> > car in the event of an accident. I figure, in the event of an
> > accident, I'll have to sue them to get a fair settlement. I'd be 
> much
> > happier if I had stated value coverage.
> > 
> > --
> > - Ryan
> > http://www.memfrag.com - Store your bookmarks. On every computer.
> >

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