Re: Insurance for young driver

["Robert Rooney" <dmcvegas@xxxx>]

This one is kind of tricky to answer...
When insuring the DeLorean, you may want to put your parents on as 
the primary drivers of the car, even if you will be. If you yourself 
legaly own the car, then you will need to atleast need to put one of 
your parents on the registration (I don't belive that the title will 
be nessisary as well). If more then one name appears on the vehicle 
registration, it means that at least half of the time someone else 
will have access to the car, thus meaning if you can't drive it all 
the time, then you are only a "part time driver." Good discount here. 
Depending on you insurance companies policies, you may want to have 
another, less expensive car to insure become listed as YOUR primary 
vehicle (same dual name registration applies). Although even this can 
sometimes be odd. i.e. im 21 y/o male, but it's cheaper to insure me 
as the primary driver for a 1981 DeLorean then it is for a 1997 
Hyundai Accent! So a good deal will depend of your insurance agents 
profile of the car. Plus if your parents are willing to help out, 
they will be invaluable! At your age, you will also need to be 
careful of some insurance companies like Progressive's restrictions. 
A few years ago, Progressive wanted to charge my family an outragous 
amount to insure me, just based on age. In order to avoid the costs, 
they wanted my parents to sign an extra form that limited my coverage 
to only one car. If I was involved in an accident with any other 
vehicle then the one I was covered for, the insurance company would 
not cover anything, and I could be charged for driving with out valid 
insurance even though I sent a payment every month! Something to 
watch out for... A great deal has been written about insuring 
DeLoreans by myself and other DMLer's over the years, so the archives 
are an excellent place for information. Just remember, the agent is 
there to work for you, NOT against you. If things don't go you way 
you can always walk out of thier office because you are in control. 
If you'd like to, e-mail me privately, and I'll see what I can do to 
help you out with the agents. Good luck!

-Robert
vin 6585

--- In dmcnews@xxxxxxxxxxx, Delorean17@xxxx wrote:
> Hello List,
> I have just started to look into insurance for my car. Hagerty 
classic 
> car insurance has extremely CHEAP prices.(1/2 price of most) my 
friend has