Re: [DML] Insurance mis-statement?

[Johnny Sawyer <johnny.sawyer@xxxxxxxxx>]

Okay here's my expeirence with Hagerty:  I have been with them for
about a year-and-a-half and I think they are really good.  I called to
let them know that I was going to be driving to California from
Arizona for some software trainning and was planning to stop by
DeLorean Motor Center for some needed work and a good once-over.  I
was going to be there for a week.

They asked me if my DeLorean would be my primary transporation while
there and I said yes.  They told me that I would be covered for the
round trip, the visit to and from DeLorean Motor Center, but not for
anything else.

Johnny
5518 


On 6/2/05, Kermit Poling <KPoling@xxxxxxxxxxxxx> wrote:
> Whether you disagree or not, as I said:  "I specifically discussed this
> issue with their agent, making clear that from time to time I just
> wanted to
> be able to drive the car and not be limited as to the destination."
> This is exactly what the agent from Hagerty told me, as confirmed by at
> least one other person on this list who called them.  Also, Hagerty's
> website clearly states that you can use the car for leisure drives and
> not just to parades or car events. I have another vehicle for work, as
> they require, and I do not drive over 7,000 miles annually, but if I
> want to take a nice drive into the Ozarks next week I am indeed covered.
> It may not be my daily driver, but at least I can use it as a car and
> not a museum piece.
> 
> My point was that they do not limit you to car shows only, as some other
> collector insurance does.  There also is no deductible, an agreed upon
> value, and they accept drivers as young as 18 (nowhere near a problem
> for me.)  Anyone considering purchasing insurance ought to certainly ask
> all questions before buying a policy. My comment was primarily a
> statement of information should others find themselves in a similar
> situation where their conventional insurer will no longer accept our
> supposedly troublesome cars.  My conventional insurer (State Farm) would
> only offer liability (despite a 20 year exemplary history with them),
> Allstate wanted $2,400 a year (no joke!), and the other collector
> policies I found were far too restrictive.
> 
> KP
> #4547




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