Re: [DML] Rob Grady's Personal Lower Suspension
[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]

Re: [DML] Rob Grady's Personal Lower Suspension

DMCH markets itself as the closest thing to Dunmurry -- hardly "backyard." Ed Uding's brackets are made by one DMC franchise, and sold stateside by another DMC franchise, so I assume they have Houston's blessing.

Bill Robertson

--- In dmcnews@xxxxxxxxxxxxxxx, "K.L. (KAYO) Ong" <klo@...> wrote:
> Mike:
> Thank you for your reply.  I had expected an answer of such.
> It is great for everyone to talk about the enhanced performance and  
> the achievements to produce the components, but no one is addressing  
> the liability area when the modified component fails.... Especially  
> the front end components of this subject.
> When one thinks about modifying their cars and they should check with  
> their insurance provider to see if they will cover the  
> modifications.  Without informing the insurance company to the  
> installed modifications, most likely the insurance companies will  
> quickly look at it as a loophole and to avoid offering any legal  
> support and payment when the disaster occurs.  Although to get  
> coverage is not impossible, I was told that some insurance companies  
> would cover ANYTHING if the "premiums" were in THEIR favor, so one  
> will pay a pricey premium for the coverage.
> The differences with components from established companies and home  
> brew parts are the companies who are advertising and selling their  
> modify components should have some type of insurance?  For if they  
> are operating as a company, they should have product liability  
> insurance as to cover their products?   So, the purchaser who have  
> these components correctly installed can hold the company responsible  
> for law suit resulting from failures that can incur?
> The independent person as a "back yard mechanic" or "shade tree  
> mechanic" operating on their own with their "home brewed parts,"  
> usually has no product liability or a business insurance coverage and  
> that can be a legal liability problem for the owner of the vehicle  
> involved.
> Modifications can be a great thing for the car owner with the  
> installed mod components and it can become costly and life changing  
> when they fail without the insurance coverage.... And the way people  
> are instigated to sue heavily by their lawyer -- They will be suing  
> for everything (for they get at least one third of the awardment).   
> In today's climate with lawsuits, a basic coverage is not enough...  
> If the insurance company don't cover the suit completely, then one  
> can be held responsible for the balance and be in bankruptcy?  Not a  
> good thing....
> Kayo Ong
> #5508
> Lic 9D NY
> On Nov 8, 2011, at 4:19 PM, Michael Griese wrote:
> > Nobody here can answer that question accurately. You would need to  
> > take it up
> > with your insurance company in your state. As an example, whatever  
> > State Farm
> > covers in New York may not be the same as what State Farm covers in  
> > Minnesota or
> > what Geico would cover in New York.
> >
> > --
> > Mike
> >
> > ________________________________
> > From: K.L. (KAYO) Ong <klo@...>
> > To: dmcnews@xxxxxxxxxxxxxxx
> > Sent: Tue, November 8, 2011 2:56:29 PM
> > Subject: Re: [DML] Rob Grady's Personal Lower Suspension
> >
> > I had posted a question a while back on this subject and it was left
> > unanswered. These modifications by everyone are a major structural
> > change for the front end. I believed all these modifications are not
> > the original DMC engineering from decades ago that are on filed as
> > DMC-12. Although the modifications ARE improvements. The
> > questions are: What happens and if there is a failure and and there
> > are "property" and or "bodily harm" caused by failure? Will the
> > insurance company STILL cover the mishap? Or will they wash their
> > hands of the matter? I am curious and not cleared in this area. Law
> > suits can be a financial disaster, if not life changing if there is
> > no coverage for the modifications.
> >
> > Kayo Ong
> > #5508
> > Lic 9D NY
> >
> >
> > 
> [Non-text portions of this message have been removed]


To address comments privately to the moderating team, please address:

For more info on the list, tech articles, cars for sale see

To search the archives or view files, log in at! Groups Links

<*> To visit your group on the web, go to:

<*> Your email settings:
    Individual Email | Traditional

<*> To change settings online go to:
    (Yahoo! ID required)

<*> To change settings via email:

<*> To unsubscribe from this group, send an email to:

<*> Your use of Yahoo! Groups is subject to:

Home Back to the Home of PROJECT VIXEN

Copyright 2006  All rights reserved.

Opinions expressed in posts reflect the views of their respective authors.
DMCForum Mailing List Archive  DMCNews Mailing List Archive  DMC-UK Mailing List Archive