Re: storage AND INSURANCE!

[jtrealty@xxxx]

I think you hit on a very important point! Most people never even 
consider the insurance point of view on a stored car. In most cases it 
is not covered under the usual homeowner's policy. In some states if 
you discontinue liability insurance you must surrender the license 
plates. It is very important that you contact your broker or agent for 
guidance as the rules vary from state to state. If you have classic or 
special policy insurance they can advise on how to maintain 
"collision" insurance during storage. You won't be too happy if the 
spring on the garage door decides to let go and takes out your hood 
and windshield or the ladder you hang over the car falls on it! Most 
damage during storage occurs from things bumping into the car or 
falling on it. In some cases I have seen owners put thick blankets 
over the car with pieces of plywood on top and then a cover over it 
all. Keep sunlight off of the tires and no spark producing motors 
nearby (the sparking creates ozone which speeds up the aging of rubber 
and plastic). I have also seen owners park the car on a tarp to keep 
any moisture from comming up through the floor into the car. This is 
why a car caccoon makes some sense especially for long term storage. 
You are the best judge of the storage conditions and what you have to 
prepare for, just remember the more you do to prepare the car for 
storage (even short-term) the easier and better condition it will be 
in when (and if) you take it out of storage.
David Teitelbaum
vin 10757



--- In dmcnews@xxxx, "Mike Griese" <mike.griese@xxxx> wrote:
> I agree with both Steve and Dave's advice with one exception:
> you should not let the suspension hang unsupported. This will 
> damage the suspension bushings. If your tires are older, you 
> may just want to leave the car on the ground and replace your
> tires when you reactivate the car. Don't forget to keep at 
> least comprehensive insurance coverage on the car while it is
> in storage. That will protect your car if the building collapses
> around it.
> 
> Mike